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CREDITACCCREDITACCESS GRAMEEN LIMITED

NSE
Full chart
1,265.80INR+14.30 (+1.14%)Close · 6 Oct 2026
24 Jul 2026Last results
Financial ServicesSector
FinanceIndustry
₹20,318 CrMarket cap
16.8P/E (TTM)
50.4%Delivery

Filings & corporate actions

32 results filed
CSV
Next results · Q2 FY27
Expected 20 Oct 2026 – 10 Nov 2026
Estimate: filed 20–41 days after quarter end, last 5 times
Dividend
₹10.00 per share · last 26 Jul 2024
2026
  • 24 JulresultsResults · Q1 FY27 · consolidated and standalone+4.8%NSE
  • 15 JulshareholdingShareholding · 30 Jun 2026+0.6%NSE
  • 8 MayresultsResults · Q4 FY26 · consolidated and standalone-1.1%NSE
  • 20 AprshareholdingShareholding · 31 Mar 2026-0.9%NSE
  • 20 JanresultsResults · Q3 FY26 · consolidated and standalone+9.1%NSE
  • 19 JanshareholdingShareholding · 31 Dec 2025-1.3%NSE

Reaction to results · all yearsrose on day 0 in 19 of 30 CSV

QuarterFiledDay 0+5D+20DRel vol
Q1 FY2724 Jul 2026+4.8%+2.7%-5.0%11.9×
Q4 FY268 May 2026-1.1%-13.2%-15.1%1.4×
Q3 FY2620 Jan 2026+9.1%+2.0%+2.7%60.8×
Q2 FY2628 Oct 2025-5.0%-9.5%-7.1%3.3×
Q1 FY2622 Jul 2025+5.9%-3.1%+9.1%8.6×
Q4 FY2516 May 2025-7.0%-5.1%-0.8%2.3×
Q3 FY2524 Jan 2025+0.8%+11.8%-5.5%2.9×
Q2 FY2525 Oct 2024-2.5%-2.7%+0.2%4.4×
Q1 FY2519 Jul 2024-1.4%+2.4%-4.3%2.4×
Q4 FY247 May 2024+0.6%-0.5%-1.2%6.6×
Q3 FY2419 Jan 2024-0.5%-6.9%-10.5%1.2×
Q2 FY2420 Oct 2023+8.5%+14.9%+24.7%25.2×
Q1 FY2421 Jul 2023+4.5%+10.9%+6.3%3.0×
Q4 FY2316 May 2023+7.9%+13.4%+12.2%16.3×
Q3 FY238 Feb 2023+6.1%+3.3%+4.3%8.8×
Q2 FY2321 Oct 2022+3.1%+2.6%-0.4%0.3×
Q4 FY2213 May 2022+5.1%+5.6%+10.6%0.8×
Q3 FY224 Feb 2022+11.2%+5.9%+0.3%8.7×
Q2 FY2210 Nov 2021+0.9%-2.0%+1.8%1.1×
Q1 FY2211 Aug 2021+1.0%+5.7%+11.8%4.7×
Q4 FY217 May 2021-0.5%-0.6%+16.0%0.5×
Q3 FY2129 Jan 2021+7.2%+6.3%+2.1%1.6×
Q2 FY2121 Nov 2020+0.8%+9.9%+7.7%1.2×
Q1 FY211 Aug 2020+3.8%+11.9%+39.6%1.8×
Q4 FY205 Jun 2020+5.0%+10.2%+13.1%0.3×
Q3 FY2016 Mar 2020-15.1%-42.8%-55.3%2.1×
Q2 FY2031 Oct 2019-0.9%+7.7%+24.5%1.2×
Q1 FY2031 Jul 2019-4.5%-5.0%+5.9%1.3×
Q3 FY197 Feb 2019-8.0%-0.4%+23.3%1.6×
Q2 FY199 Nov 2018+8.0%+6.9%+13.2%3.4×
Average+1.6%+1.4%+4.1%

Close-to-close from the session before the filing could trade. Day 0 is the first session after it.

Growth · Q1 FY27

CSV
Revenue YoY+21.9%
Profit YoY+719.7%
Interest cost YoY+2.5%
Revenue QoQ+11.7%
Profit QoQ+45.3%
CAGR2Y3Y4Y5Y6Y7Y
Revenue+7.6%+17.3%—+21.0%——
Profit-10.0%+5.3%—+73.5%——

Key data

CSV
Open1,260.00
Day range1,254.00 – 1,286.10
52-week range1,113.00 – 1,634.00
From 52w high-22.5%
RSI (14)36.5
ATR (14)41.74
Volume1.22L
Avg volume (20D)1.72L
Rel volume0.71×
Volatility (1Y)39.4%
Turnover₹15.5Cr
SMA 50 / 2001,440.46 / 1,347.06

Delivery percentage

Latest · 6 Oct 202650.4%
20-day avg50.9%
1-year avg48.3%
Percentile (own history)45th
Range3.1–100.0%
Sessions1,731

Over the last 20 sessions CREDITACC settled 50.9% of its traded quantity, which is above average for an NSE equity. Its one-year average is 48.3%, so recent sessions are running 2.5 points higher than usual. The latest session ranks higher than 45% of the 1,731 sessions on record for it.

What delivery percentage measuresScan the whole market on delivery

IndustryMicrofinance Institutions

Performance returns

CSV
1D1W1M3M6M1Y
Price+1.14%+0.84%-11.94%-20.00%+7.46%-8.11%

Valuation

CSV
Market cap₹20,318 Cr
P/E (TTM)16.8
EPS (TTM)75.43
Shares outstanding16.03Cr
Listed23 Aug 2018

Ownership

CSV
Promoter66.21%
Promoter Δ QoQ-0.03 pp
Public33.79%
FII13.48%
DII12.67%
Pledged0.00%

Quarterly results · consolidated

CSV
Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Revenue (₹ Cr)1,508.41,490.41,597.31,783.5
YoY chg+3.8%+8.0%+13.6%+21.9%
Net profit (₹ Cr)125.8252.1339.6493.4
YoY chg-32.4%—+619.2%+719.7%
Net margin8.3%16.9%21.3%27.7%
EPS7.8315.6821.1130.65

Shareholding over time

CSV

By quarter

30 Jun 2026 · promoter 66.21% · public 33.79%
31 Mar 2021: promoter 74.00%30 Sept 2021: promoter 73.91%31 Dec 2021: promoter 73.89%31 Mar 2022: promoter 73.85%30 Jun 2022: promoter 73.82%30 Sept 2022: promoter 73.74%31 Dec 2022: promoter 73.71%31 Mar 2023: promoter 73.68%30 Jun 2023: promoter 66.77%30 Sept 2023: promoter 66.69%31 Dec 2023: promoter 66.66%31 Mar 2024: promoter 66.58%30 Jun 2024: promoter 66.56%30 Sept 2024: promoter 66.54%31 Dec 2024: promoter 66.50%31 Mar 2025: promoter 66.43%30 Jun 2025: promoter 66.43%30 Sept 2025: promoter 66.37%31 Dec 2025: promoter 66.28%31 Mar 2026: promoter 66.24%30 Jun 2026: promoter 66.21%
2021-032026-06
  • Promoter
  • Public and others
Promoter
66.21%
Public
33.79%
Promoter change
-0.03 pp
Filed
15 Jul 2026
FII
13.48%
DII
12.67%
Promoter pledged
0.00%

Promoter and public shares of total equity, from the pattern filed each quarter. Institutional and pledge figures come from a separate filing stage whose backfill is still running, so they are absent for almost every instrument rather than zero.

Financials · quarterly statement

CSV
₹ crore, as filed
 Q2 FY24Q3 FY24Q4 FY24AQ1 FY25Q2 FY25Q3 FY25Q4 FY25AQ1 FY26Q2 FY26Q3 FY26Q4 FY26AQ1 FY27
Revenue from operations1,246.91,292.21,457.51,512.01,453.31,380.41,406.61,462.91,508.41,490.41,597.31,783.5
Other income0.73.01.60.60.61.61.10.70.70.91.30.9
Total income1,247.61,295.21,459.11,512.61,453.91,381.91,407.71,463.61,509.01,491.31,598.61,784.4
Total expenses780.8819.7929.6977.81,201.91,510.91,356.61,382.51,339.91,153.41,153.61,124.4
└ Finance costs423.9441.5482.2510.3484.6474.9477.8482.2479.5459.3478.1550.1
└ Depreciation12.313.113.814.417.215.515.215.215.816.415.716.2
Profit before tax466.8475.6529.5534.7252.0(128.9)51.181.1169.2337.9445.0660.0
Tax expense119.7122.2132.4137.165.9(29.4)3.920.943.485.8105.5166.6
Net profit347.0353.3397.1397.7186.1(99.5)47.260.2125.8252.1339.6493.4
EPS21.8222.2024.9324.9511.67-6.242.963.777.8715.7621.2030.79
Net margin27.83%27.34%27.24%26.30%12.80%-7.21%3.36%4.11%8.34%16.91%21.26%27.66%
PBT margin37.43%36.80%36.33%35.37%17.34%-9.34%3.63%5.55%11.21%22.67%27.86%37.01%
Tax rate25.65%25.70%25.00%25.63%26.16%—7.58%25.80%25.63%25.40%23.70%25.25%

A audited · R restated by a later filing · negatives in parentheses. EPS and the share count are restated onto the same split-adjusted basis as the price chart, so they can be read against it; every rupee figure is exactly as filed. A quarterly filing carries a profit and loss only — there is no balance sheet behind it, and so no debt, cash flow or return-on-capital figure here. Latest filed 24 Jul 2026.

CREDITACC at a glance

  • CREDITACC closed at ₹1,265.8 on 6 Oct 2026, +1.14% on the day, -8.1% over one year, 22.5% below its 52-week high of ₹1,634.
  • Delivery was 50.4% of traded quantity on 6 Oct 2026, the 45th percentile of its own 1,731 sessions with a reading (20-session average 50.9%, 1-year average 48.3%).
  • Market capitalisation is ₹20,318 crore at a trailing P/E of 16.8 (trailing EPS ₹75.43).
  • Q1 FY27 results (consolidated, filed 24 Jul 2026): revenue ₹1,783 crore (+21.9% year on year), net profit ₹493 crore (+719.7%); the price moved +4.8% on the first session after.
  • Promoters held 66.21% at 30 Jun 2026, down 0.03 percentage points on the previous filing.
  • Q2 FY27 results are expected between 20 Oct 2026 and 10 Nov 2026, going by past filing dates — an estimate, not an announcement.